6 benefits of using the Indiabulls Dhani app
We spend a lot of time on our smartphones today and there is no doubt that these compact, palm-sized devices have truly transformed the lives of many people around the world. We shop for clothes online, read books, browse the web for information, order food, book cabs, and more. Keeping in mind that you can do almost anything on your smartphone, Indiabulls Consumer Finance, one of the leading personal finance companies in India, has found a way to help you manage all of your financial needs on your smartphone itself. ! Apply for a personal loan now, book flights, train or bus tickets, pay your utility bills and more in one finance app – Indiabulls Dhani.
The Indiabulls Dhani App is a one stop solution for all your financial needs that lets you manage your finances with ease. With features like Instant Personal Loans, Line of Credit, Digital Wallet, Dhani Points, Partner Program, and cool features like ‘Spin the Wheel’ and ‘Stock Market Game’, Indiabulls Dhani will partner with you for all your financial needs while giving you reasons to come back! Now let’s take a closer look at the benefits of the Dhani app.
Source: Indiabulls Dhani
Instant loan for all your needs
Whether you want to buy a new car or a two-wheeler, or plan your dream wedding, need the funds to take a quick vacation or have a medical emergency, a personal loan is always there to help you achieve your goals. of life. From home improvement to debt consolidation, a personal loan can come to your rescue for all of your financial needs. However, people tend to refrain from applying, given the lengthy formalities and process of applying for a personal loan.
Indiabulls Dhani changes all that! All you need to do is download the app, register, choose the loan amount you need, enter your personal and bank details, and that’s it. You are minutes away from applying for a Personal loan and actually receive the money in your bank account. Indiabulls Dhani disburses your loan amount instantly! The entire process is completely secure with no risk of fraud. The service is available 24/7 and can be accessed anywhere in the country giving you instant access to funds from their personal loan app.
As for Dhani loans, they are unsecured / unsecured loans which means you don’t need to provide any collateral or collateral. You can avail of different types of personal loans ranging from travel, medical, education, two wheelers, marriage, personal loan, home improvement and debt consolidation on the Dhani app. In fact, you can avail instant personal loan in just 3 minutes ranging from INR 500 to INR 15 lakhs using the app. The interest rates for personal loans provided by Indiabulls Dhani are very competitive and start at just 1.17% per month. Flexible terms range from 3 months to 36 months and there is a minimum processing fee charged according to industry standards ranging from 1.5% to 6%. In addition, you do not benefit from any foreclosure / prepayment charges on loans below INR 20,000.
Not to mention that Dhani loans are the only profitable loans in the country. Its “ Refer and Earn ” feature allows you to invite your friends and family to take out a personal loan from Indiabulls Dhani, which in turn allows you to earn 250 Dhani points on every loan taken out using your referral.
Buy now, pay later
Personal loans are great for ticking big goals and dreams off your wish list. However, there are also times when we just want to spend on everyday lifestyle products but can’t afford the full price. Well, with the Dhani app you can also go for a Dhani line of credit which gives you more financial strength to buy things on credit, pay in easy installments while having the freedom to only pay the amounts of credit consumed and not all credit taken.
Think of it as a “payment as you use a loan”. So whether it’s buying a coffee maker for your morning coffee or a new air conditioner for your room, Dhani Credit Line will save you the day. It’s also perfect for month-end cash, as it comes with ‘shop now, pay later’ and ‘travel now, pay later’ options.
Dhani Credit Line converts every transaction into easy EMIs which are repaid at 0% interest rate. But it’s not that. The Dhani Credit Line service is free, available 24/7 and can be set up instantly. There is a minimal processing fee charged and you get a digital or plastic Rupay card to use this line of credit. This card is much better than a credit card in terms of the fees and usage involved and you can set spending limits on your card. It acts like a prepaid card that gives you additional benefits over current discounts when you make a purchase online or offline.
Plus, Dhani Credit Line gives you the chance to earn Cash Back on every purchase you make and is an instant, hassle-free option.
Online wallet with attractive offers
Remember what we told you about Indiabulls Dhani app being a one stop shop for your financial needs? With the new Dhani app, you can now make instant online payments and enjoy additional benefits over current discounts. Thanks to its online wallet function, you can now recharge your mobile phone, make bill-related payments (such as gas and electricity bills), book bus, train and plane tickets, as well as than buying gift certificates for BookMyShow, Big Bazaar and Shoppers Stop. All of this, and the ability to transfer money to people through the wallet.
The transactions you make through the Rupay card on your wallet can be used both online and offline. You also get a physical card in the wallet which can be used on 30 lakhs + merchants, both online and offline. The card can be deactivated / reactivated remotely. With Dhani Pay Wallet you also have access to Rupay offers and it can be used for access to airport lounges. Dhani customers also get cash back, rewards and great offers on all transactions made through the Dhani app.
Get rewarded using the Dhani app
Indiabulls Dhani doesn’t just give you a loan or a line of credit or a wallet. This gives you a reason to want to continue using the app. Each Dhani customer enjoys the exclusive benefit of a unique rewards program: Dhani Points. With this rewards system, you earn cash back on everything you do on the app and 1 Dhani point equals 1 INR. The Dhani points rewards system is the first of its kind across the country and even offers additional benefits over current discounts.
So from the moment you are sanctioned for a loan, you start earning Dhani points, starting with a welcome gift. If you refer the app to a friend or family, you earn INR 250 on every loan you take. This in turn can help make your EMI for the loan cheaper. You can also earn 20 points on mobile top-ups and bill payments, 40 points on travel booking, as well as gift certificates as well as INR 75 cash back on top-up loans. This money earned through Dhani Points can then be used for shopping, buying gift certificates, and paying bills. You can even transfer the derivative cash to your bank account.
Pay your IMEs on time and gain higher loan eligibility
It’s always a good idea to pay EMI on time if you want to avoid piles of debt, penalties, and a bad credit score. And with Dhani loans, you get additional benefits if you pay the EMI for your loans on time. It offers a higher top-up loan disbursement when paying your EMI on time, which in turn increases your loan’s eligibility for the next loan. So, if a need arises and you need to apply for another loan, you’ll have a better chance of getting another one if you’ve always paid your IME on time.
To help you better understand the amount of EMI you need to pay based on your total loan amount, Dhani App comes with a personal loan EMI calculator that helps you better manage your finances by providing you with an estimate of your EMI. . . Once you know the amount of your NDEs, you will find it more disciplined to pay them on time. Moreover, you can also earn extra points by paying your EMI on time. Dhani points in your app are doubled when you pay your EMI on time. So if you have 200 Dhani points, they will increase to 400 points if you pay EMI on time.
Earn using Dhani – Become an Indiabulls partner
Who doesn’t like earning a secondary income while scrambling through their regular job to earn a monthly salary? Indiabulls Dhani has their one of a kind partner program which gives you the chance to make money online while sitting at home. Think of it as a “work from home” opportunity where you simply become a personal loan officer to earn some extra cash. You don’t have to leave home, have an office, or pay extra for the ride. Just download the app, sign up and that’s it.
You have successfully registered to become an Indiabulls partner! To start making money, you need to refer Indiabulls Dhani to potential loan buyers where you act as their personal loan commission agent. You should continue to create, track, and manage your leads, saving you money with every loan disbursement. With the Dhani Partner program, you only need to disburse one loan per day and it gives you the opportunity to earn up to INR 30,000 per month.
To make things more fun for its users, Dhani App comes with a “ Spin the Wheel ” feature which offers users the opportunity to earn money daily by simply logging into the app every day. It’s a no-investment game where you just need to spin the wheel to earn points worth up to INR 100 Dhani per day and INR 3000 per month. Another exciting game and an opportunity for its customers to make money is the stock market game on the Dhani app. The game is super simple and allows you to win money by simply guessing which title will perform the best the next day among Nifty 50. The title that wins will also help you earn money.
So whether you are a regular at the stock market or a newbie to the stock market, anyone can earn lakhs in a day. Yet another reason that customers love to use the Dhani app on a daily basis!
Indiabulls Dhani has something for everyone. To sum up, if you want a comprehensive app that lets you manage your finances on your smartphone on the go, then the Indiabulls Dhani app is the one for you.